What is health insurance?

It’s a type of cover that pays your private healthcare costs if you have a treatable condition. Whether it’s overnight hospital care, outpatient treatment, diagnostic tests, scans or aftercare, you get specialist private treatment when you need it, if it’s covered by your policy. With the right cover, you can be reassured that you’ll get prompt access to the healthcare and expertise that’s right for you.

Do I need health insurance?

Even if you have access to free NHS care, you might want health insurance to feel more in control of when, how and where you’re treated. This can mean faster specialist treatment than NHS waiting lists, allowing access to the hospital and consultant of your choice, and a private, en suite room. You’ll be able to talk about your treatment with your consultant and ask them any questions. Think of it as the care you need, in a comfortable environment, without the wait.

How does health insurance work?

You choose the features you need from our Healthier Solutions product and pay a premium. Then, if you fall ill with a short-term illness or injury, and are referred for treatment by your GP, we can help you choose from hundreds of high-quality private facilities and hospitals. Whichever features you choose, you’ll get extensive cover for cancer diagnosis, treatment and aftercare as standard. And when you make a claim, we’ll make sure it’s quick and hassle-free, so you can concentrate on getting better.