You’re in the right place if you need mortgage advice.

If you’re in search of a new mortgage, independent advice can be worth its weight in gold.

Arrange a call back

What mortgage do you need?

First Time Buyer

A first time buyer you’ll need a smaller cash deposit to put towards your first home purchase. You may need advice on the different types of loan, such as fixed and tracker rates to see which is the best type for your needs.

Remortgage

This is when you already have a mortgage for your property, and you switch to a new deal, often with a new lender. Remortgaging could help you save money by getting a lower interest rate and better terms.

But-To-Let

buy-to-let mortgage is one that has been designed specifically for people looking to purchase property as an investment, rather than as somewhere to live. If you’re buying a house or flat and intend to rent it out to tenants you need a buy-to-let mortgage.

Can I get a mortgage if I’m self-employed?

We maybe able to help.

Can you get a mortgage with bad credit?

Yes they are available.

MEET THE TEAM

Our specialists bring a wealth of knowledge and experience to help our clients get their finances in the best possible shape. No bonus schemes or incentives, our only interest is helping you and your family do what’s best for you.

Andrew Timmins

Senior Mortgage Adviser

Sophie Collett

Mortgage Adviser

Andrew Jenkinson

Mortgage & Equity Release Adviser

Why use the Midland Money Team?

Innovative Financial Planning

Our specialists are passionate about evidence-based investing and the management of your money to achieve your financial goals.

Experienced team

We have an expert team of financial planners and mortgage advisers who provide quality independent advice. We put you at the centre of what we do.

See our reviews on Vouched4

Almost 60% of our referrals come from other clients, and we are very proud of this fact. You can read our clients reviews here – Vouched4

I need help – What is the next step?

Please call first: 0121 421 7144 or you can use the ‘Book a Meeting‘ option.

If you’d prefer, please email: hello@pfep.co.uk with a brief description of how we can help you.

Pensions, investments and taxation rules are complex – our advice and and language isn’t.

We won’t baffle you with jargon, just tell us what you want to achieve and the assets you already have and we will do the rest.

Midland Money | Our Latest Updates

Premier Practice Our New Offices

Getting a mortgage quote is based on your personal details – work history, income, credit history, mortgage history and ability to pay. To get the best rates you will need a good credit history, any credit problems and the interest rate will start rising – in real terms the best interest rates are linked to

Office Closed with Immediate Effect

Office Closed with Immediate Effect  In response to the developing situation regarding the Coronavirus, and in light of the government’s revised guidance issued yesterday we wanted to update you on our contingency planning measures. The safety of our clients, staff and our colleagues at our shared offices remains our key priority so we have decided to close the

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